By J.P. Dahdah, Founder & CEO of Vantage
Would you be surprised to hear that I believe the Self-Directed IRA is not for everyone? If fact, I believe that you should not be a Self-Directed IRA holder unless you can clearly outline why this type of IRA fits into your overall financial philosophy.
Self-Directed IRA holders are a purposeful, driven bunch. We do not do things by default; we do them by design. We believe that Money is Personal® and even though we do not have all the answers, we are committed to asking the right questions in an effort to make the best financial decisions.
There are many advantages to the Self-Directed IRA in a general sense, but you must connect at a personal level to the value you perceive that adding a Vantage Self-Directed IRA will have in your financial journey.
Below you will find three advantages commonly shared by Self-Directed IRA advocates. I encourage reflecting on whether you connect to any of them on a personal level.
Advantage #1: Virtually Unlimited Alternative Investment Choices
The Self-Directed IRA offers you the opportunity to invest beyond the stock market. Should your investment appetite include real estate, private companies, promissory notes, private equity, start-ups, oil & gas partnerships or alternative investments in general, then a Vantage Self-Directed IRA may be your solution.
Advantage #2: Complete Investment Control With Higher Yields
We lovingly call Vantage clients “Investment Control Freaks” because our account holders are those people that love being in control of their money. They are not seeking to delegate major financial decisions to other people. Typically, maintaining complete investment control increases your chances of experiencing higher yields. If you like to invest on your terms, a Vantage Self-Directed IRA may make sense.
Advantage #3: Increased Diversification, Reduced Volatility and Risk
Investors that drink the diversification Kool-Aid love the Self-Directed IRA, because it allows one to diversify a retirement portfolio into asset classes that are not correlated to the volatility of publicly traded securities. Investors with a high degree of financial literacy understand true diversification is only achieved when you have a portion of your money allocated into opportunities that will not perform in direct synchrony with the traditional marketplace. If you are seeking to truly diversify your savings, a Vantage Self-Directed IRA could be for you.
I know you are probably thinking, “This sounds too good to be true.” Well, it is not. For less than what you pay for a steak dinner at a fancy local restaurant, all of these advantages can be yours when you direct your IRA savings with Vantage!
Happy Investing!