FREQUENTLY ASKED QUESTIONS

How do I make a contribution to my Self-Directed IRA?

Contributions can be made by check, money order, ACH, or wire. Please refer to our Incoming Wire, ACH, and Check Delivery Instructions for delivery details and to ensure proper identification of the funds when they are received by our office.

In addition, please include a Deposit Coupon with each payment so Vantage knows how to apply your funds. Failure to submit a Deposit Coupon may result in a delay in processing your contribution.

When will my funds be available?

Funds received via personal check will be placed on a five business day hold. Funds received via bank draft will be placed on a two business day hold. Funds received via wire, ACH, cashier’s check, or money order will be available the next business day following their deposit into your IRA.

Please note that these timelines assume that the funds are accompanied by the Deposit Coupon, so that Vantage has all of the information required to properly apply your payment.

What is my contribution deadline for each tax year?

The deadline will be based on your account type. Please visit www.IRS.gov for more details.

• Traditional, Roth: Tax filing deadline (no extensions)
• SEP: Tax filing deadline (including extensions)
• Simple (employee): Calendar year
• Simple (employer): Tax filing deadline (including extensions)

How do I determine if I am eligible to make a contribution?

Your contribution limit considers various factors including age, income limits, and account type. Please visit www.IRS.gov for more details.