FREQUENTLY ASKED QUESTIONS

How can I deposit funds into my IRA?

To deposit investment income into your IRA (e.g. rental income, loan payment, dividends), you may mail a check or money order to the Vantage office, or initiate an ACH or wire payment through your bank. Please refer to our Incoming Wire, ACH, and Check Delivery Instructions for delivery details and to ensure proper identification of the funds when they are received by our office.

In addition, please include a Deposit Coupon with each payment so Vantage knows how to apply your funds. Failure to submit a Deposit Coupon may result in a delay in processing your deposit.

When will my funds be available?

Funds received via personal check will be placed on a five business day hold. Funds received via bank draft will be placed on a two business day hold. Funds received via wire, ACH, cashier’s check, or money order will be available the next business day following their deposit into your IRA.

Please note that these timelines assume that the funds are accompanied by the Deposit Coupon, so that Vantage has all of the information required to properly apply your payment.