By J.P. Dahdah, Founder & CEO of Vantage
Alternative fixed income investing with a Self-Directed IRA allows you to use your independence to choose the type of investments you believe in. These are investments that can help you build the financial security you want and deserve for yourself and your family in retirement.
Start thinking about and researching alternative fixed income investment options.
Here are four fixed income strategies to consider:
- Trust deeds: Trust deeds are mortgages secured by real property, and when properly underwritten and managed, provide a good investment alternative for the income-producing portion of your portfolio.
- Private discounted mortgages: This involves purchasing a private mortgage note or deed of trust at a discount. The greater the amount of the discount, the higher the yield. Most of these mortgages are the result of owner financing on single-family homes with interest rates comparable to the going market rate.
- Equipment leasing: Your Self-Directed IRA can help finance the capital demands of business owners whose needs are not being met by traditional banks and lenders. Best of all, you have tangible assets securing your investment.
- Venture debt: Venture debt is financing that is provided to high growth companies that cannot attract conventional financing because their cash flow or asset values will not support typical underwriting standards. Consequently, venture debt will carry terms that seek to match these risks with commensurate reward.
What are you doing to make sure your fixed income portfolio is working for you?
For more information on how you can discover your IRA investing alternatives, contact our team at (866) 459-4590 or ClientService@VantageIRAs.com.